# Check Policy and Treaty Wording Against Underwriting Guidelines | Ultrassure

URL: https://ultrassure.com/use-cases/check-wording-against-underwriting-guidelines
Source: Ultrassure (ultrassure.com), AI contract intelligence for insurers, MGAs, brokers, and reinsurers.

Turn underwriting rules and contract standards into automated checks that flag missing or non-compliant language in policies and treaties, with the clause cited.

## Page content

Use case

# Check policy and treaty wording against your underwriting guidelines.

For underwriting, compliance and contract teams who apply the same rules to every contract. Ultrassure turns your internal guidelines, underwriting rules, contract standards and review checklists into automated checks, reviews each document against them, and flags missing or non-compliant language with the clause cited. You need your current guidelines or checklists and the documents to review.

Who it’s for
:   Underwriting, compliance and contract review teams

What you need
:   Your guidelines or checklists, and the policies or treaties to review

What you get
:   A pass, missing or deviation result per rule, with the clause cited

Set-up
:   Rules configured at onboarding; typically live in 4 business days

[See it on your documents](https://ultrassure.com/demo)[Try free](https://ultrassure.com/try)

The finished result

## Sample guideline review

Sample data for illustration. Not from a real contract.

| Guideline | Result | What was found | Source |
| --- | --- | --- | --- |
| Hours clause for windstorm no longer than 168 hours | Meets | 144 consecutive hours | Art. 7, p. 15 |
| Communicable disease exclusion must be present | Meets | Exclusion added by endorsement | Endorsement 2, p. 1 |
| Sanctions clause must be included | Missing | No sanctions clause found in wording or endorsements | — |
| Maximum line per reinsurer: 10% | Deviation | One reinsurer at 12.5% | I&L schedule, p. 3 |

Illustrative product view

Step by step

## One complete example.

1. 01

   ### Collect your rules

   Start from the guidelines, underwriting rules, contract standards and review checklists your team already uses.
2. 02

   ### Have them set up as checks

   Your rules are configured as automated checks during onboarding, so the platform reviews contracts the way your team already does. Most teams are live in about 4 business days.
3. 03

   ### Upload the contracts to review

   Upload policies, treaties, endorsements and I&Ls, or bring them in from SharePoint, a virtual data room or S3.
4. 04

   ### Run the review

   Each document is checked against every rule. The result shows which rules are met, which language is missing and where wording deviates.
5. 05

   ### Resolve the flags

   Open each flag to see the cited clause, then accept, query or escalate it. Decisions are recorded in the audit log.

## Questions that could stop you

Does it make the underwriting decision?

No. It applies your rules consistently and shows the evidence. The underwriter or reviewer decides what to do with each flag.

What if our guidelines are informal or scattered?

Bring what you have, such as checklists, referral rules or a standards document. They are turned into checks during onboarding.

Can it check the whole portfolio, not just new contracts?

Yes. Upload existing contracts as well as new ones, and the same checks run across all of them.

Is our contract wording used to train AI models?

No. Customer contracts, prompts, outputs and embeddings derived from customer data are not used to train, retrain or fine-tune generally available or third-party foundation models.

Who can see the documents?

Access is controlled with role-based permissions and every action is recorded in audit logs. Ultrassure can support SSO, including Microsoft Entra ID, and is SOC 2 Type II certified. See the [Trust Center](https://ultrassure.com/trust).

Do we need a paid plan to try this?

You can [try Ultrassure free](https://ultrassure.com/try) with no credit card, or [book a demo](https://ultrassure.com/demo) and see this workflow run on your own documents. Plans for production use are scoped with you on the demo.

## When you don’t need Ultrassure

If your guidelines are a short checklist applied to a few standard forms, a manual checklist may be enough. Ultrassure helps when the rules are long, documents come in many formats, and you need the same standard applied to every contract with evidence of each check.

## Start here

[**Book a demo with your own guidelines**](https://ultrassure.com/demo)[**See Contract Negotiation**](https://ultrassure.com/solutions/contract-negotiation)[**Improve compliance without adding headcount**](https://ultrassure.com/resources/answers/improve-compliance-without-headcount)

## Other use cases

[Use case**Compare expiring and renewal treaty wording, clause by clause** Upload the expiring and renewal treaty bundle and get a cited "what changed" report by clause: limits, retentions, hours clauses, exclusions and endorsements.](https://ultrassure.com/use-cases/compare-treaty-renewal-wording)[Use case**Extract layers, retentions, premiums and commissions from a treaty into Excel** Capture reinsurance deal economics (layers, retentions, shares, premiums, commissions and brokerage) from the contract, check each number against its clause and export to Excel or CSV.](https://ultrassure.com/use-cases/extract-treaty-economics-to-excel)[Use case**Answer questions about a contract, with the page and clause cited** Ask plain-language questions about policies, treaties and endorsements and get answers linked to the exact page and clause, so every answer can be checked.](https://ultrassure.com/use-cases/answer-contract-questions-with-citations)

Building the tools we wish we had as underwriters.

## Make every promise provable.

No credit card required · Typically live in 4 business days