# Answer Insurance Contract Questions With the Clause Cited | Ultrassure

URL: https://ultrassure.com/use-cases/answer-contract-questions-with-citations
Source: Ultrassure (ultrassure.com), AI contract intelligence for insurers, MGAs, brokers, and reinsurers.

Ask plain-language questions about policies, treaties and endorsements and get answers linked to the exact page and clause, so every answer can be checked.

## Page content

Use case

# Answer questions about a contract, with the page and clause cited.

For underwriters, brokers, claims and legal teams who need a fast, checkable answer from a contract. Ask a question in plain language and UltraAgent answers from your documents, with each answer linked to the page and clause that supports it. Where the documents don’t clearly answer the question, it is flagged for review instead of guessed. You need the documents in an Ultrassure workspace.

Who it’s for
:   Underwriters, brokers, claims and legal teams

What you need
:   The policies, treaties, endorsements or I&Ls in question

What you get
:   Answers with the page and clause cited, one click from the source

Good for
:   Coverage checks, renewal prep, claims questions, comparisons

[See it on your documents](https://ultrassure.com/demo)[Try free](https://ultrassure.com/try)

The finished result

## Sample questions and answers

Sample data for illustration. Not from a real contract.

| Question | Answer | Source |
| --- | --- | --- |
| What is the hours clause for windstorm? | 144 consecutive hours (168 in the expiring treaty). | Art. 7, p. 15 |
| Is communicable disease excluded? | Yes, by Endorsement 2, effective at inception. | Endorsement 2, p. 1 |
| Which reinsurers write more than 10%? | One reinsurer at 12.5%. All others are at 10% or less. | I&L schedule, p. 3 |
| Is there a sunset clause? | Not found in the wording or endorsements. Flagged for review. | — |

Illustrative product view

Step by step

## One complete example.

1. 01

   ### Bring the documents into one workspace

   Upload the policies, treaties, endorsements, addenda and I&Ls, or bring them in from SharePoint, a virtual data room or S3.
2. 02

   ### Ask in plain language

   Ask the way you would ask a colleague, for example “What changed in the hours clause?” or “Which layers have reinstatements?”
3. 03

   ### Check the cited source

   Each answer links to the page and clause behind it, so you can confirm the wording before you rely on it.
4. 04

   ### Go further

   Ask follow-ups, compare versions or run a review across documents, keeping the source documents close at hand.
5. 05

   ### Share the result

   Pass the answer and its citation to colleagues, counsel or the client, so everyone works from the same evidence.

## Questions that could stop you

What if the answer isn’t in the documents?

Ultrassure is designed to tie answers back to supporting source material. When the documents don’t clearly support an answer, it is flagged for review rather than guessed.

How is this different from ChatGPT or Copilot?

General assistants summarise text. Ultrassure keeps the structure of insurance documents, reasons across the treaty, endorsements and schedules together, and cites the clause behind every answer. See [Ultrassure vs Copilot](https://ultrassure.com/blog/ultrassure-vs-copilot-gpt51-smart).

Does it replace expert review?

No. It helps teams find, compare and validate contract information faster. The expert still makes the call.

Is our contract wording used to train AI models?

No. Customer contracts, prompts, outputs and embeddings derived from customer data are not used to train, retrain or fine-tune generally available or third-party foundation models.

Who can see the documents?

Access is controlled with role-based permissions and every action is recorded in audit logs. Ultrassure can support SSO, including Microsoft Entra ID, and is SOC 2 Type II certified. See the [Trust Center](https://ultrassure.com/trust).

Do we need a paid plan to try this?

You can [try Ultrassure free](https://ultrassure.com/try) with no credit card, or [book a demo](https://ultrassure.com/demo) and see this workflow run on your own documents. Plans for production use are scoped with you on the demo.

## When you don’t need Ultrassure

For a one-off question about a short, single document you already have open, reading the clause yourself is quicker. UltraAgent earns its place when the answer depends on several documents, versions or schedules, or when the answer has to be cited for someone else.

## Start here

[**Book a demo and ask your own questions**](https://ultrassure.com/demo)[**See the platform and UltraAgent**](https://ultrassure.com/platform)[**What is insurance contract intelligence?**](https://ultrassure.com/resources/answers/what-is-insurance-contract-intelligence)

## Other use cases

[Use case**Compare expiring and renewal treaty wording, clause by clause** Upload the expiring and renewal treaty bundle and get a cited "what changed" report by clause: limits, retentions, hours clauses, exclusions and endorsements.](https://ultrassure.com/use-cases/compare-treaty-renewal-wording)[Use case**Extract layers, retentions, premiums and commissions from a treaty into Excel** Capture reinsurance deal economics (layers, retentions, shares, premiums, commissions and brokerage) from the contract, check each number against its clause and export to Excel or CSV.](https://ultrassure.com/use-cases/extract-treaty-economics-to-excel)[Use case**Check policy and treaty wording against your underwriting guidelines** Turn underwriting rules and contract standards into automated checks that flag missing or non-compliant language in policies and treaties, with the clause cited.](https://ultrassure.com/use-cases/check-wording-against-underwriting-guidelines)

Building the tools we wish we had as underwriters.

## Make every promise provable.

No credit card required · Typically live in 4 business days